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Special offer from the Uzbek National Bank - transfers from card to Visa card with no Fee!

18.06.2020 5114

In December 2019, National Bank of Uzbekistan became the first in Uzbekistan who launched the innovative Visa Direct service for holders of Visa payment cards according to the terms and conditions of the Visa International payment system. This services provides transfer of funds from card to card via Milliy mobile application.

The clients of our Bank and Visa cards holders can transfer money to relatives and friends in Uzbekistan and to the CIS countries 24/7 with no unnecessary papers, queues and other difficulties. The transfer just requires number of Visa card, first and last name of the recipient.

With our new service, the sender does not need to specially visit the bank and know the exact details of the recipient, who, in turn, also does not need to go to the bank. The funds will be credited to the card.

Uzbek National Bank and Visa International Payment System run a campaign with all transfers through the Visa Direct service will be free of charge. 

While, outside the campaign, all transfers from Visa cards of the Uzbek National Bank to Visa cards of any banks in Uzbekistan and CIS countries provide a 0.5% fee. Transfers between Visa cards of the Uzbek National Bank in the Milliy mobile application are free of charge.

There are also restrictions on the amount of one operation for transfers of funds from cards. The limit is USD 500 per day.

Visa Direct is a technology that enables real-time payments using ubiquity factor, cost-efficiency and speed of Visa's global network. The funds come immediately even if it is a transfer to a Visa card between different banks.

The Uzbek National Bank is one of the leading banks in Uzbekistan. Its main strategy is the customer-oriented approach. It applies many forces to improve the quality of banking services and introduce new banking products. The bank's operation system provides easier and faster process of banking services rendering.

The new Visa Direct service is not only an important step in the development of local and international non-cash payments, but also a clear indicator of the bank's strategy implementation.

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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