National Green

Terms of loan

• at least 30% of the project cost, including at least 15% of the value of the purchase and sale agreement shall be paid from the initiator's own funds;
• liquid balance sheet;
• no overdue accounts payable; a good credit history; no debt on Card File 2;

• there are no 3 (three) or more payments with a delay of 30 to 60 days;
• there are no 2 (two) or more payments with a delay of 60 to 90 days;
• there is no 1 (one) or more payments with a delay of more than 90 days.

Loan Arrangements

Real estate and movable property, vehicles, guarantees, insurance policies and other types of security according to the legislation

Required documents

• application for a loan;
• constituent documents of the borrower;
• orders or other internal documents on the appointment of an authorized person to sign a loan agreement, as well as passport data of these persons;
• minutes of the general meeting of shareholders/members on obtaining a loan by an enterprise and providing security or other types of decisions (for farms, individual entrepreneurs, private firms);
• business plan developed for the project;
• agreements for financing at the expense of loans;
• documents for security;
• if the project initiator has accounts with other banks, the certificate of the servicing banks on the balances of funds on those accounts according to Card File No. 2, as well as the certificate on funds turnover on the account for the previous year;
• expert opinion of an independent accredited consulting company on the cost of imported goods (fixed assets) purchased with use of loan funds;
• contracts (drafts, protocols of agreements) for the sale of finished products;
• positive findings of a state ecological appraisal of the State Committee of Ecology;
• if necessary, when the bank considers the loan application, it can request other documents as well.